Also did these properties have landlord supplied heat or was heat paid by tenant?

There is also "machinery breakdown" which will cover your heating and cooling systems in the event of a covered loss (again often taken off by many if not most of my clients). 

Is the heating system sufficient?

So Years 1-3 ~$120k interest/only per year, then ~$166k thereafter.Other notes: Heat and Water are landlord responsibilities and it is typical for the area for those utilities to be included in rent.

And I ***** because I am in Oregon.. all things considered California is the place to be.. not for tax's or polictics but for lifestyle  year round.. yes Florida and the south is nice 6 to 7 months then you have Oppressive heat and humidity..

Imagine your heating bill if the tenants are not responsible for paying to keep the place 80 degrees.

The kitchen, baths, floor coverings, wall covering, heating system, layout, floor plan, etc were all stuck in the 1950s. 

Costed around 1K or so.As this is a multi family property build long back, heating and water is common for both units so i assume it is paid by landlord.I believe my area is more of tenant friendly as eviction process takes around 2 months.property seems to be in OK condition and there is no visible issues but its just outer appearance and i need expert to evaluate and confirm.Seller wants to cash out and offer no other assistance.

This one is complaining that we're racist because we won't turn up her heat and it's only because she's of a particular race.

We had the heating system quoted and the contractor suggested we change to forced air and put a furnace in the basement and in the attic.