Even then there are some requirements. 

I wouldn't use Zelle b/c you don't want to accept partial payments, which delay filing for eviction in case of a non-payment by tenant (at least in my state).(2) Stessa's "bank" transaction interface is cumbersome b/c they try to leverage their real estate income/revenue interface for it.(3) Stessa's customer service leaves a lot of be desired.

In general they aren't/shouldn't be doing the money side of things because many states require licensing for that. 

You will have to put a higher down payment in order for you to meet the LTARV requirement. 

I'm seeking guidance regarding my initial rental property, which requires significant repairs.

In other words, if you're not required to work 40+ hours for your job.

Does anyone know a formula to ensure you lock up the property at the right price to ensure the cash buyer gets the desired outcome of 10% ROI?

Higher cash flow usually comes from properties that require more "hands-on" management due to the condition, location, and tenant base.

Theres tons of resources about finding lenders and investing with no cash if thats the route you want to take -- but you can also start out with wholesaling as well which requires no large sums and can get you exposed to great deals as well.

So you decide if you want to put it in the LLC or your own name.If you do it in your own name, and live there, you will be able to take a personal residence loan and qualify for loan programs that only require say 5% down + closing costs.