I bet if you buy multiple, either company would give you a small break on them.

Even if you are not cash flowing right now, you have a newly constructed home. 

You also need to consider if you are compatible with living in a construction zone.

I’ve read about a local developer who’s started construction on one.

Dogtown was slowly emptying with no businesses filling in the empty spaces where others had vacated (lumber yard, construction office, etc.). 

Another thought is to talk with local lenders and if you move into the 4plex I wonder if you can get an owner occupied FHA and 203k construction loan.

The more though I heard people’s concerns about becoming a real estate agent I quickly let the doubt set in about coming and am still in my current job in new construction as an estimator and purchaser.

I grew up living in a "house hacking" family, meaning we would move house to house rehabbing and living in the construction zone, and last year I worked with my brother in law on a few rehab/flip projects he has.

I would suggest looking on the Northwest side of Lincoln for that price range and decent areas - families tend to flock south where most new construction is going so higher prices & taxes.

I bet you'll be able to connect with someone willing to do a JV (joint venture) with you or at least offer "softer" hard money to get you going!