This is out in West Texas but I have a local lender that financed $48,000 on a $58,000 property for me a month ago.

There are definitely better creative finance options out there. 

What I am unsure of is the different ways I can finance a deal and which would be the best way for my goals and situation. 

Then with interest rates bounding upward, you and your buyer-customers are faced with ever higher financing costs...

If you are selling your business, what are you two doing for income now (goes toward financing ability)? 

These loans typically have lower interest rates than other types of financing which is still saying something currently given that you can get a 6.5-7% conventional loan vs. an 9.5-14% loan using a DSCR or HML.

He asked me (who has no accounting or finance degree) for advice on how to reduce his tax liability I suggested to him put more in 401k, open up an IRA, do HSA, FSA, buy some real estate or start a business. 

Lorin,Why not just use a Bank for funding or financing? 

Hello I was looking at some market leads and came across a sellers financing multi family unit.

You can filter financing to owner finance.