IncFile is cheaper, but Northwest has better customer service (and is far easier to reach by phone).

Show them other comps you would have used and share your argument you shared above.

Because it *will* happen, it's not if it happens, it's to be prepared for when it happens. 2 chefs in same kitchen will always be a disaster. 2 similar personalities/tempers will be a disaster.You should very clearly know each other and who ends an argument and if either of you can END an argument, regardless of who's right or wrong or whatever.Also in a business you should agree on who owns what areas of responsibility and agree, cross your heart and hope to... that the person who owns that area HAS the final word on decisions.Running a business is not democracy, it's like this: I will hear your feedback, from anyone who cares to speak up and I will speak up last after I heard everyone, but I make the final decision.

The fee models and levels of customer service vary, so shop around and get recommendations.Advisors and Facilitators create more sophisticated plans using a legal entity like an IRA owned LLC or a Solo 401k trust that give you checkbook control.  

I created a checklist of functional items (faucets, deadbolts, garbage disposal, etc) to check every time there is a new tenant, that way if they break something, you can go back to the checklist and show how it was working properly when they started renting the place and you have a better argument to pass the cost on to them.

Easiest way to clean those out is to take them apart and push out the debris (a 1/4" bit for the screws is common).Now, if it's for commercial gutters, 1/2 round, custom, etc ... different ball game!

Local custom will likely define the bedroom area of a studio, it could be the entire room or it may be defined by a fixed divider dividing the sleeping area to other functional spaces.

@Scott Trench That is the REI argument, that leverage somehow erases the stocks advantage.

@Jay Hinrichs is licensed in the state I believe so some good reference through him.In regards to ATR, at this point 5 years later there is a fairly logical argument the borrower can pay since they have been paying.  

We closed a week later for $39k, which included a '98 Camaro convertible and '85 Honda CB 750 Custom and the contents of the house, and I ended up trading all of the extra stuff in exchange for work on the house.