Some options are:-No point - rates at 7.75%-Can buy down to 6.99 but cost 1.5%-Wait till next year or later when rate goes down.I also have to bring the LTV to 75%.

Do you find there to be value for us to still reach out to those brokers who have been around 30 years and are high-level operators? 

If real estate appreciates 3% per year you make $6k paying cash and $24k in equity with leverage. 

Purchase price: $300,000 Cash invested: $200,000 Sale price: $700,000 We purchased a closed 18-room boutique hotel in foreclosure, renovated the inside, and opened the hotel and later the bar and nearly the restaurant before it was sold in about 2 years.

Sometimes both.Your HOA may cover pest control, but that's something to consider.Regular Maintenance - within the 1st year on a new build, you shouldn't pay for anything.

I spent 7 years writing farm and ranch loans for Idaho AgCredit in Blackfoot so totally understand the hurdles farmers face, let alone beginning farmers.

I own a successful construction company that mainly focuses on kitchens, bathrooms and interior remodels and have been in business for over 4 years.

In the last few years I took out a HELOC on my primary residence, used the funds for the down payment on two investment properties, then refinanced the HELOC into a 30 year loan (7/1 ARM) as a second mortgage against my primary res.

Wish I had this 4 years ago!

Looking for 30 year fixed rate options.