But I think you're looking in the wrong places if you're trying to do that; you have to talk to lenders who have a national presence.

Once you do that you should shop local portfolio lenders and see how them compare with national banks. 

Category 1 the house will need to be on the National Historic Register.

They are extremely misleading, and considering our nation's very poor IQ in math, it can be very dangerous too.

The public transportation system and the already amazing bike path network is also expanding so that is a good thing to look at to find neighborhoods that are likely to appreciate at a more rapid pace than others.The Colorado market has strong fundamentals overall: diverse and growing job market, active lifestyle, work-life balance, friendly people, the incredible mountains nearby, outdoor sports galore which is skyrocketing in popularity, access to national forests and parks, and significant population growth due to these many positives.

Bankruptcy is national law with a few state by state particulars and supercedes state law.

Yes they are registered nationally. 

Should we just begin going to banks (local or national) or credit unions to see who will offer us a conventional loan? 

That of course defeats the purpose and another big name national bank is willing to do it on the appraised price but there’s at least a 12 months waiting condition.

Look for a local one, not national speaker that swings through town.