Eric forwarded me a copy of the article, since I informed him that I am able to post documents as part of some testing going on at BP.Unfortunately, the article in question is copyrighted, and Josh would not want to support any form of copyright violation.

Only only do you have to pay a few hundred bucks for the test, a few hundred for the state license and a thousand maybe for the MLS access.

It is likely many banks would not pass the govt stress test if their shadow inventory was sold (for lower values) and converted to lesser amounts (in cash) on their balance sheets.

Yes, I understood the "less than 70% ARV" rule, but my fee threw the numbers out of whack - making margins slim, but I kept pushing these deals.

Here is the stain video on their site:Stain Tests - LatitudeI'll check out Trex too...

We do have standardized tests that measure student performance as required by NCLB and state law.Agreed, most teachers I know don't like that standardized test but not because of any threat to their job.

Local has worked for me far better then toll free but you have to test it yourself.

test - please ignore

Once you have tested different methods of accomplishing this continue to do that as much as you can.

However, there may be a lower of cost or market test.