I have talked to a lot of lenders and most only lend in the U.S.

The expense is all front loaded but having a building in which the Tenants are responsible for all their own utilities not only provides cash flow advantages each month but it should lend itself to a higher value to future investors when the time comes to sell.

I have a funding source  that will  lend  as much money  as necessary  for my initial down payments.

What most syndicators do is market and brand to raise awareness, build credibility and develop relationships.

@Robert Kirkley  Commercial loan where they have the flexibility to lend on properties that need extensive rehab (no kitchens, heating system, etc). 

In those cases you have so much equity that foreclosing on you is a "win" for them, so they're happy to lend.

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.The site has quite a few tools that can be helpful for new members.

Does any body know of hard money lenders who will lend for a short term like a year on a primary residence until I am able to get it refinanced?

@Joseph GarnerI know this isn't the sexiest answer, but when I first got started looking for commercial lenders, I basically googled all the credit unions/banks in my state and called each and went down the list until I found one who first would lend on the type of real estate I was buying, second offered competitive terms/rates and finally I had an initial good vibe with for a long term relationship.