They can be fun but also time wasters as well I have only personally bought off auction.com 

They require the person assuming the loan to live there. 

Generally the listing realtor won't show your offer favourably with a vtb.I personally found the best owner financing comes from motivated vendors, in the private market. 

We run monthly in-person meetups in New Jersey just for this reason.

With the several paths that a real estate investor can take, I see a future of various possibilities where I learn how to profit personal my personal affinities, thus solving my issue of getting bored and losing drive and focus.Recently I went through a divorce.

Welcome to BP - Charlotte has a great real estate investing community both on here and in person events

IMHO I think the draw to the Poconos is it's proximity to two monster metropolitan markets and their middle and professional class who may prefer in many cases to tone it down from places like Miami, Hawaii, Vail, or Stowe, and instead have the luxury of a 1.5-2 hour car trip to somewhere where they will save on airfare, get a good deal on their accommodations, and still have loads of fun with their families without having to deal with exorbitant vacation costs and aggravating travel arrangements. 

I personally outsource our cold calling for $20 an hour to a company out of puerto rico.

It also feels more personal with the video.

Only your personal credit score, photo ID and two months of bank statements are what is asked of you (as far as personal info).