@Roy N.

I would be biased towards the conventional mortgage on the investment property because it doesn't directly risk your home and will likely be a fixed rate (vs variable on the HELOC)Given that, I would look at it like this:Pick a time frame maybe 2-3 years (you said buy-n-hold, so that would be a minimum), compare the overall costs (fees, interest, etc) of the HELOC vs the conventional loan.

It depends - if you plan to fix-n-flip, you need a hard money lender.

San Diego financed buy n hold has historically been very good measured by ROI.  

So if you do not need to sell (i.e. are not over leveraged) then history shows you will be fine with your San Diego RE buy n hold investment. 

Tyler, check to see if the you are required to completed the form n the year the work was done.  

As a FSBO, you will get a ton of lookie-loos and few interested in making offers, which as already noted, will nickle-n-dime you to death. 

Hi John-I saw on the RI Craigslist housing for sale by owner there was a SFR in N Attleboro offered by a wholesaler.

Originally posted by @Harman N.

Originally posted by @Roy N.