For utilities...well who knows. 

However, we just looked at our first property last week that had tenants and our minds changed. 

Just not sure if it's something to keep moving on with my limited capital for the interior remodel as well.

Also, proximity to the beach is important as well.  

last time i was in evansville i did go to 3 local banks and was told the same by each one. 1)I'm a out of state investor2)Property's are in LLC .3)don't live in Indiana. bought Two single family and sold one and presently own a duplex w/ tenants.

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As well as buying it down with points.

While they require you to use their system for your comps, which is the ones they use for the comps as well, they ignored those as well and used ones that were far removed from the property i.e 3 to 5+ miles from the property and not very similar at all, for the loans and will often "move the goal posts" on the deal and add more requirement's that they never told you about even when you ask what the requirement's are.

He is my neighbor and friend, so at least I know him well as a person.

Hello Everyone,I currently manage a highly successful short-term rental arbitrage in Houston, boasting over 170 reservations in the last three years.