Specifically because your rental will be in California and CA charges insanely high taxes on LLC's, you'll see a higher benefit going with an umbrella policy.

So it's worth it to get a professional involved.Its highly recommended to consult an attorney on the asset protection side of the LLC and a CPA for the tax implications of the structure.

A quick Zillow search will show some impressive value, particularly at the luxury end of the market. 

The second property company was ok but at the end of last year they abruptly sent me notice that thethere was going to be a new one starting the following moth.

When I ran numbers a few years ago for a higher end condo vs newer, but starter home, the purchase price for the house was a bit more ($40K), but I could rent the house for more and payments were similar once I added in the condo fees...I went with the house.

Even if it is not a requirement to have a high credit score for approval most asset-based lenders will use the credit score to determine your rates and terms based on your risk factor.

It's highly recommended to seek personalized advice from a qualified CPA, EA, or tax professional who can assess your specific situation based on the facts presented

I got 6 PDX officers and another 10 or more folks  that left the urban environment for our burb or little 22k pop city. values are high still though in the city so there is that to..

It would take a lot of time, effort, and money to build something that multiple owners could agree on, and in the end it would save you 3%?

Also at the end of the fiscal year we typically take out an owners distribution based on how much money is still in the account and what our upcoming goals are regarding new expenses.