Santa Barbara County somewhat restricts growth, so there is a shortage of real estate. 

So far, real estate has been great, but again, I am looking to learn and create growth.

That decision has limited my ability to do a cash-out mortgage.

Looking into cities and homes with: - Population growth paced with national average- Diversified economy- Aesthetic refurbishments that will force appreciation- <$50kThere seems to be a lot of cities that fit the criteria.

We are talking about shares in a vehicle which selects or manages the real assets.The ability to sell the shares on comes up the label of a secondary market, Think about the stock market.

This does not include equity growth or appreciation or anything else. 

Utah has such growth in population and jobs and even rental prices continue to rise.

I've done my research and Durham, NC is in a growth phase.

The right questions to ask is does the area have room for rental growth?

What matters the most is not the lowest rate but ability to borrow for what you need.