Like most college students, I've got close to zip in the bank, but I am not discouraged.

After several months of working with a borrower seeking a multifamily property we find a great $5.2M student housing acquisition.

Find them through Google and meetup.comYou might consider Niche or Specialized Housing like student housing.

The alternative is having the owner call the utility company and provide a deposit then get billed for usage and have the deposit returned by check once the new tenant takes over service.In my opinion, It is only a good idea to rent furnished homes when the property is a short term rental, executive/luxury home, or a student rental and you don't care what happens to the furniture.  

It is near a university so I am hoping for grad/law/medical students or mature undergrads.

Is that fair that an hoa believes they can just get away with crime and when they are going to be punished for their wrong doings, they cry like a child saying that's not fair, we don't deserve this?

With a large number of higher education facilities in the area, the student population is ever-increasing, making the need for housing on the rise.According to an April 2015 RealtyTrac report, the Metro East shows as an area of “High Return” compared to all U.S. markets.

Sometimes you have to laugh to keep from crying.

Right now, I don't have that much money to put down and I also have a lot of student loans.

You might consider Niche or Specialized Housing like student housing.