They have offices in Syosset as well as the Hamptons.Happy to share my direct contact with you. 

Crossing fingers. 

If you can do it for no or low cost, might as well.

I also have a 401k that my 9-5 does a 5% match on so I do 5% just to get that basically free money as well.

There are some situations where a well-seasoned investor can borrow 100% of the purchase price and come out smelling like a rose, but only because they have the experience and they can absorb the loss if they screw up.Increase earnings.

I will need the neighbors approval as well if it is going to be a duplex or not.

The wall goes up all the way and the attic was individually divided as well.

Well if you really want to do it right, you should speak to a local PM or lawyer who has done it before.

A little bit about myself, I have a full time W-2 job that pays pretty well on the blue collar side. 

I will say I wish you well.