Another perspective - I felt the same way about a house on the same block as my own home. 

I’m stuck about whether I should keep it as a long term rental and do a cash out refi to access the equity in order to get another property (preferably a multi family) or if it’s better to just sell it.

I use Macs exclusively, and nearly all of the big name tax softwares that I'm finding (TurboTax, H&R Block, etc) only have a windows version for business.Not looking to run a virtual PC on my mac or anything, just something that people recommend that would run natively on my Mac.  

I’ve messaged several lenders and was told that with an F1 visa I would need to put a 40% down payment in addition to other restrictions.Would you know if this would change on an H1B visa or if there is another option that would give me access to better rates or allow me to put only 20% down?

@Kevin Ekmark, What's working well for me is to set up a separate savings account from a different bank so it's not easily accessible.

Have you ever thought about just doing a HELOC so you could just access the mortgage, refinance the newly purchased house six months later, pay back the HELOC, and then have instant access to that money again?

Deeded water access in a popular vacation rental area.

In order for us to qualify for a repayment plan and ultimately avoid foreclosure, we would need to pay half of our past due amount, roughly $3,300 out of our total past due amount of roughly $6,600.In essence, we are behind on our payments by nearly $6,600, have no access to credit due to our bankruptcy and our mortgage company doesn't seem to want to work with us.

Perhaps in a value-add situation, but if you buy a place with 40% down, I would think that you should be able to access that "extra" equity from the get go.

The building is in Ocean View. 2 blocks from the Beach, near the 7/11 at Cape View and East Ocean View.