Very high property tax rate, crazy high water bills, choking regulation, and bad tenants.

-Credit Requirements: Ask about their credit requirements to see if you're a match.

Using a HELOC for Down Payment-Yes, it's an option.Some investors leverage a home equity line of credit (HELOC) to use existing home equity for investment property down payments.

I leaned the single family residences that are to my taste can only be rented to individuals with credit ratings of 700 or more.

A background check should not turn away good tenants, only bad tenants.

I was also happy with that as conventional loans at the time were at about 6%.Lowest rates possible will be in relationships with private money lenders.Lowest rates in the public market will be in the form of a conventional loan.Next up you have commercial mortgages that are usually slightly higher than conventional loans but don't have as strict of loan requirements as conventional loans do.Usually a bit higher in rates are DSCR (debt service credit ratio) lenders.

Click submit, provide a credit card for $350, and in 3 days you have an approved LLC, registered with the state.  

Compensating factors ie. weaker credit score, weaker reserves, weaker DTI2.

It won’t affect your debt-to-income ratio and won’t affect credit score/history.

Like all towns with high crime, it's not entirely bad, but you do run the risk of lenders wanting to reduce LTV to reduce risk due to the area (if you're going DSCR anyways).