in this case I would use preferred equity to cover another 25% then your response for 25% of your own

They have a 95%+ failure rate.I prefer COACHING PROGRAMS with reputable coaches that train you but also work with you for the first year, helping you with negotiation and evaluating deals, etc. etc.  

They assured me that they would send it to the lender.

It may be seen as an asset for people who prefer privacy?

preferred community bank does portfolio lending but it appears to be mainly owner occupied.

If you are set on a lender, then you have your reasons.I tend to prefer a longer timeline.

I much prefer the second, because if changes my approach and my elevator speach. 

Can anyone recommend a realtor knowledgable in that area that could show me the place, preferably an investor friendly one as it's a bit outside my normal area of focus and I'd want someone who could help with getting a read on the local investment and rental market.

When we did our first one, I was very concerned about the saleability, my agent assured me that at the price range ( 120k)  we would not have any problem selling it if we had a transferrable warrenty.

Hey @Frank JiangRest assured what you're seeing is not malware, it's something related to the Facebook components on BP pages.