Additionally, for DSCR loans for which the purpose is a “cash-out refinance,” the use of the cash-out proceeds must also be used for a business purpose.

The applicant turned out to have a record and really bad credit as well as zero references....

But, depending on loan to value and credit should be able to do much better then 10.24%.And the 10 number you mention is only for conventional loans.

within the next 3 - 6 months duplex /triplex in or around my area although  the funds are week due to a high DTIalthough i have a 740 credit score, some larger purchases/ home improvements ,solar /roof /windows  have led me down the borrow pay later mentality..

Our credit is excellent; we could pay it all in cash by shifting finances around. 

In addition Costa Hawkins is under constant attack so SFR will lose their protection in the not so distant future.  

Some companies will only write the policy with you as the primary Insured and the LLC as Additional insured. 

Then it was additional paperwork requirements.  

Know things are getting more and more tenant friendly and you will not be able to get that tenant with a 700 plus credit score you don't have to worry about like in an A or B grade asset. 

After selling the property, paying the taxes, foreign investors can bring their money back to their home country without any additional U.S. tax implications.