It's usually a bank statement, a letter from your bank or a screenshot from your online banking page.What you are talking about is a pre-qualification or pre-approval letter from a lender (regardless of what they call it), and is used when making financed offers on property.If you try making a cash offer using this fake "POF," you'll find that most of the time, the seller will disregard your offer or make you change it to financed.Now, to answer your question, if you make a financed offer, it shouldn't matter whether you change the lender in the middle of the process, so long as the original lender (the one that provided the "POF") is a viable option should the new lender not be able to provide the funds.The key is, you need to be able to follow through on whatever you're telling the seller -- if you tell the seller it's a cash deal, you need to be able to follow-through with cash (and prove you have it); in this case, if you're telling the seller you are approved for financing, you need to be able to follow-through by getting financing, regardless of who the lender is.

I bet his Dad could qualify for a streamlined HARP program loan through his current lender with minimal documentation, no appraisal and minimal loan fees.

Check online ads and Craigslist for area homes.

Your best bet is to make 10-20 offers and be satisfied if any of those offers come to fruition.

Underwriters (and appraisers) will want to see improvements that substantiate the price increase, and if you didn't do any work, you won't be able to provide that.In these cases, an end-buyer with cash is your best bet...

Yes, there were videos from cameras there, were they on line and broadcast here live, I'd like proof of that....forget it, it would be SECRET or TOP SECRET and no one knows, so it's just another claim.Claims, claims, claims, unproven outlandish exagerations, more claims and infrences.

It needs to be signs, mailers, business cards, networking, bird dogs, driving for dollars, classified ad, online classified ad, etc, etc... every single month.

I did send a loan request from him and it was approved in 8 hours :-) , and he did request 750 usd as loan fee payable in advance and again refundable with the loan.He/she was ready to release the loan in 24 hours :-) , I mean it must be such a great deal to get paid in less than 72 hours from application.Amount involved : 4.5 M usd..I am online with him and he states he is in Nigeria.

I really like that I can log in online and see all business transactions.

With mortgage rates this low, I bet you will make a lot more money in the end.