He has been fantastic- we have some great retirement investments and are 200% better saving for the future now than before.Only issue- he has been dead-set against any real estate investing.

reg=cny&app=descriptorVery Favorable> Accountants: $54,880 (Annual openings:80)> Automotive Service Technicians and Mechanics: $29,970 (AO:70)> Bartenders: $14,840 (AO:110)> Bookkeeping, Accounting, and Auditing Clerks: $30,460 (AO:110)> Bus Drivers, School: $29,660 - (AO:70)> Carpenters: $37,480 - (AO:80)> Cashiers: $15,230 - (AO:500)> Child Care Workers: $17,310 (AO:140)> Serving Workers, Including Fast Food: $14,710 (AO:240)> Construction Managers: $93,730 (AO:30)> Cooks, Fast Food: $14,590 (AO:60)> Cooks, Restaurant: $21,590 (AO:50)> Food Concession, and Coffee Shop: $14,580 (AO:120)> Customer Service Representatives: $29,170 (AO:120)> Dishwashers: $14,560 (AO:60)> Electricians: $53,100 (AO:50)> Elementary School Teachers, Except Special Education: $48,400 (AO:130)> Executive Secretaries and Administrative Assistants: $35,410 (AO:130)> First-Line Supervisors/Managers of Food Preparation and Serving Workers: $22,450 (AO:90)> First-Line Supervisors/Managers of Office and Administrative Support Workers: $42,560 (AO:90)> Food Preparation Workers: $15,550 (AO:180)> General and Operations Managers: $89,750 (AO:70)> Home Health Aides: $21,750 (AO:100)> Janitors and Cleaners, Except Maids and Housekeeping Cleaners: $20,930 (AO:250)> Laborers and Freight, Stock, and Material Movers: $22,120 (AO:150)> Lawyers: $82,740 (AO:50)> Licensed Practical and Licensed Vocational Nurses: $32,050 (AO:60)> Maintenance and Repair Workers, General: $31,990 (AO:100)> Nursing Aides, Orderlies, and Attendants: $22,090 (AO:80)> Office Clerks, General: $22,950 (AO:170)> Receptionists and Information Clerks: $22,780 (AO:130)> Registered Nurses: $49,510 (AO:250)> Retail Salespersons: $18,010 (AO:510)> Sales Representatives: $50,830 (AO:170)> Secondary School Teachers: $51,940 (AO:130)> Secretaries: $26,530 (AO:120)> Security Guards: $20,960 (AO:110)> Stock Clerks and Order Fillers: $19,490 (AO:150)> Teacher Assistants: $19,780 (AO:250)> Truck Drivers, Light or Delivery Services: $25,630 (AO:70)Least Favorable> Architectural and Civil Drafters: $39,380 (AO:under 10)> Chemical Technicians: $28,450 (AO:10)> Coating, Painting, and Spraying Machine Setters, Operators, and Tenders: $27,630 (AO:10)> Computer Operators: $31,320 (AO:10)> Court, Municipal, and License Clerks: $34,350 (AO:10)> Crossing Guards: $17,050 (AO:10)> Dispatchers, Except Police, Fire, and Ambulance: $29,990 (AO:10)> Electronics Engineers, Except Computer: $73,650 (AO:10)> Engineers, All Other: $66,780 (AO:under 10)> Forging Machine Setters: $34,240 (AO:under 10)> Human Resources Managers, All Other: $76,460 (AO:under 10)> Insurance Underwriters: $52,720 (AO:10)> Judges, Magistrate Judges, and Magistrates: $114,850 (AO:under 10)> Maintenance Workers, Machinery: $40,540 (AO:10)> Occupational Health and Safety Specialists: $55,440 (AO:under 10)> Telemarketers: $17,800 (AO:10)> Travel Agents: $32,430 (AO:under 10)Crime (Division of Criminal Justice Services)http://www.criminaljustice.state.ny.us/crimnet/ojsa/indexcrimes/county_totals.htm===================================================================================Onondago county 2000 vs 2005Index Crime: down 15%Violent Crime: down 2%Murder: down 10%Rape: up 35%Robbery: up 20%Agg Assualt: down 13%Property Crime: down 17%Burglary: down 7%Larceny: down 23%MV theft: up 9%Tax Rates====================================http://www.ongov.net/Realproptax/taxrates.htmlCounty Purposes: $13.705600City Purposes: $7.189600School Purposes: $16.928500County Water Purposes: $0.077600Total City Rate: $37.901300Destiny USA=========================================http://en.wikipedia.org/wiki/DestiNY_USAPlans, which currently include over 4.5 million square feet (400,000 m²), consist of 13,000 hotel rooms, an indoor aquarium, an indoor recreation of the Erie Canal, a stadium and performing arts center, three golf courses, a 100 acre (400,000 m²) glass-enclosed indoor park, and a 20 acre (80,000 m²) artificial lake.

(No, I don't own a franchise or stocks...

I'll be paying it off with cash, but you talk about things just not being "normal", there's a prime example.Christinia is dead-on - the important thing is to align yourself with a reputable loan officer that has your better interests in mind, and not just a loan closing.

Some general facts to consider about me: 1) Age: 25 2) Located in Houston, TX 3) Current net worth: $173,000 4) Debt: Primary Mortgage, no credit card debt 5) Income: Salary from work is $63,000 plus $1,500 a month in rent that I am currently getting from friends on a 3 bedroom condominium. 6) Liquid assets: about $15,000 worth of gold and silver at today's market price, $62,000 in liquid stocks that are not in a 401k or IRA.

One that is basically dead on arrival is the old Contract For Deed or Land Contract, not so much from a financing point of view but due to the use of a default provision in these contracts that is now seen as circumventing foreclosure laws.Another is the Lease with an Option to buy, still viable, but the financing regulations play on financing the option price or any payments that are credited to the purchase price.Another basic is the buying Subject To an existing mortgage or Sub-2 deals.

That one includes advice not to put money in a 401k.I am a full time RE investor and I have converted 50% of my retirement savings that was in the stock market to self directed investments that are in RE.

It's kind of like the difference in investing in stocks vs futures contracts.

It's similar to a call option on a corporate stock.

I am wondering how to locate estates of deceased owners? At least it seems they might be deceased.

I am in Philadelphia, and noticed a few properties in a developing area, taxes are paid, but address goes to the sam...