Ultimate goal: I want to have a net worth of 2.5 mill (today's dollars) at age 45 (3.7 mill in thirteen years).

I’m in the habit of checking rent info on Zillow, loopnet, Craigslist, Or rentometer and making educated trend assumptions based on GSF, property class type, age of building, etc. it really is a “scotch tape” excel spreadsheet, and I’d love to have a more intelligent method at analyzing rent rates2.) as far as avoiding election goes, do you think most of this process can be avoided or mitigated through having a strong tenant lease?

@Kara Courtney this is an age old debate here on BP.

The property class descriptions often include age of the property as a major factor in determining property class, can you help me understand how much this weights when applying to urban areas or small east coast towns.For example, I live in the Fingerlakes, in a small town lakefront town that attracts many tourists.   

Or $50K of annual premium for 5 years. or $25K of annual premium for about 8 years...The death benefit associated with that much premium would be much higher (>$10M, depending on age).Here is a good tutorial on life insurance...https://www.biggerpockets.com/...The concept of leveraging cash value to invest in real estate is thoroughly examined in this thread...https://www.biggerpockets.com/forums/519/topics/245380-paradigm-life-infinite-banking-whole-life-insurance?

and will it likely independently qualify for $40Kish auto loan (credit age for the "car" LLC is about 1 year, and all bills are paid and LLC is in good standing).  

It should specify, at a minimum, names and ages of all authorized residents, rent amount, lease duration, who pays utilities, who does lawn care, who owns what appliances, whether or not animals are allowed, and any other special agreements in effect, and the last line as I mentioned above says there will be no changes between the date the Letter is signed and the day of closing. 

Depending on age of property and issue lets say you budget a min 7% of gross income unless 7 years or less old.

Their downtown is always improving, they have the Indy 500, professional sports teams, great universities, all of which to me sound like great reasons for people of all ages to consider being there.  

Take location of building, parcel size, parcel shape and access to it, sightlines, daily traffic counts, crime for area, population levels, median income levels, age of building, etc. into consideration.You really have to know how to repurpose the site and run your development numbers.