Duplex is empty with a few hundred in back taxes, triplex is 2/3 rented way below market.

We're willing to kick a bit in each month but every multifamily we run has us paying close to full rent after insurance, taxes and expenses.

Qualifications typically center around whether the monthly rental income can at least break even (1.00 DSCR) with the monthly PITI.We would simply need to know the following information to determine eligibility, interest rate, and loan terms for DSCR financing:o Purchase or Refinanceo Property Addresso Monthly Rental incomeo Annual Taxeso Annual Insuranceo Estimated Credit ScoreThe documentation is relatively light as well, compared to a conventional loan underwritten to your personal income/taxes/debts.▪ Entity documents ▪ 2 months of bank statements ▪ Photo ID ▪ Lease agreement (refinance) ▪ Sales contract (purchase)

I would love to keep the home for many reasons - potential appreciation, landlord experience, tax benefits. 

When you're the one bringing the information to the client that they might be able to sell their property and indefinitely defer paying the tax - you are the hero.I'll reach out with some of the information we give to realtors in our classes.

Also, it is a tax deduction.

Unfortunately, Oregon has a 9.9% tax rate on capital gains in addition to the federal tax.

Minimize your taxes, because lending outside of a retirement plan is not at all tax-efficient.

So for lack of better phrasing, I need to know where the "good" low income areas are.. if any, and where I truly need to avoid going. 

I don't know if it's easy to switch as the LLC is newly formed, without any tax/income historyAny other way around re-financing?