@Paul ShannonI agree with you with the inflation that will most likely occur and could potentially push prices up in the short term, but that is not sustainable.

We need to replace it with mitigation practices that work better and are sustainable.

It also means higher cash flow and an easier time sustaining a down turn.  

I'm all for dotting my "i's" and crossing my "t's", so that resonates with me.

Chicago code is that EACH habitable room must be at a SUSTAINED temerature of 68 degrees F during the day and SUSTAINED 66 degrees F at night.

They require you to have a verifiable and sustainable ability to pay, based on ratios that apply to EVERYBODY. 

I suspect 500 to 1 billion AU dollars lost .and that could be conservative.. they just did not understand and know what they did not know about tenant quality and sustainability on a cash flow level

Make a point to talk to some lenders -- They will tell you firsthand how difficult it is to secure a loan without sustained proof of income.  

They are running a business and need to maintain their revenue in order to pay their employees and sustain business operations. 

In Florida it seems marketable title is "a title that must be such as to make it reasonably certain that it will not be called in question in the future so as to subject the purchaser to the hazard of litigation with reference thereto and must be free from reasonable doubt as to any question of fact or law necessary to sustain its validity."