If I still cannot get a loan then I will have to get more creative, possibly try to find a seller who is comfortable with using seller financing.My long term goal(like many of us here at bigger pockets) is to someday be able to support myself and my future family with just my real estate portfolio and other investments.

Original plan was to house hack and live in the new house and rent out the front until recently when we decided it is time to leave LA and move to Columbus, Ohio where my wife's family lives and where we have more social support and lower cost of living and less congestion - LA is a beautiful and exciting place, but insane to raise a family. 

But then the bigger and more important goal is to grow to much more than that over time so I can GIVE considerably to charities, start ups (especially social cause ones) and self fund my own creative ideas/imagination within healthy limits/hence having our incomes being replaced first.

@Beth Barnes I highly suggest spending the time to pick 2 markets, focus on 1 until factors dictate otherwise, find the best pm you can. they are already plugged in to all the other supporting team members.

Each group is pandered to with different a psudo gin-ed up problem (advertised to), and given their supposed savior national candidate to (hopefully) vote for in a primary, and then the actual primary votes do not really matter and the "Seller" chooses the predetermined runner for the National Election (hoping that because the SJW's "Felt" support for their interim media propped up (false) savior, they will Vote for the "Sellers" chosen National Candidate.In a nutshell, it seems one way to stop those local's who align themselves with the "Seller" from implementing these laws, is not educating the locals (they are missing the point of this and actually solving the made up problem), might be to somehow appeal to the National part of it.

., 97% LTV) unless you’re overall financial picture can support it.I’d definitely say do traditional bank financing with low fixed rates if you can (again, this points to more long term holds than flips), instead of hard or high-rate private money.And as far as partners, the old saying is that a partnership is like a marriage - a lot easier to get into than get out of.

You just have to calculate that into your projections as a cost of doing business.I suppose, ideally, you could get your license and go through your own broker for the sales contract and legal support in purchasing your properties.

I also personally would support this with saying that you dont NEED college degree to be successful with desk jobs (certain ones, you may  - like software engineering... working for most of fortune 500- you know what i mean) but I also say this because all i had was passion and drive to learn and was able to get/keep desk jobs in the past. dont feel obligated to go through school but just know that this is what you want to pursue and want, and everything will fall in place for you. 

Require every tenant who claims ESA to use a company like this https://www.petscreening.com/h...The legit support animal owners won't mind and the fakers will be fearful.

You may wish to confirm that the new 401k provider will handle the ongoing compliance support such as any required 5500 filing (e.g. 5500-ez for a one-participant plan with assets in excess of $250,000), any required tax reporting (e.g. 1099-r in the event of a distribution or in-plan Roth conversion), mandatory plan updates and amendments, etc.4.