From chat rooms pertaining to countries, and topics from sex to dating, you name it and you have it on this site.

That number is the amount you should reserve each year.source: http://www.hoaleader.com/public/320.cfmIn your HOA documents (at least in CA) there is a ratio already calculated and disclosed along with the date it was calculated.Hope this helps.

I am not to up to date with SEO or anything like that.

I had some of those checks they send that said "must be deposited before xx date".

@John Rooster ,Just because the sale is that date, does not mean the bank actually forgives it on that day.

Origination date?

Some of what I learned is out of date, and there was more than just how to buy and sell houses.

@Jorge Guadian  I don't know TX law, but here in PA and many other states, new landlord must honor lease from old owner until expiration date.

I completely agree with @Alcides Brown and @Michael Heisterkamp in trying to approach the seller as the move date closes in.

And I think you mean her house is scheduled to be sold in January, or her court date is in January, if she has court papers, she is already in foreclosure.