No additional mail fee; in fact the post office has discounts for "bulk mail" when the "bulk mail" is mailed in accordance with postal regulations.

The rights of a family member living in a rent controlled or rent stabilized apartment to succeed a tenant of record who dies or permanently vacates are covered by DHCR Regulations.Under these regulations, a “family member” is defined as a husband, wife, son, daughter, stepson, stepdaughter, father, mother, stepfather, stepmother, brother, sister, grandfather, grandmother, grandson, granddaughter, father-in-law, mother-in-law, son-in-law or daughter-in-law of the tenant; or any other person residing with the tenant in the apartment as a primary resident who can prove emotional and financial commitment and interdependence with the tenant. 9 NYCRR § 2520.6(o)(2)......Those are just portions of items covering that but if you go to the page you may get a better idea of what the law says on the matter.

According to the Illinois Division of Professional Regulations, a license is required to do certain activities.

The fact is that California is grotesquely over regulated and there is way too much red tape.

I'll bet the broker is unaware that an agent is refusing to do business with any regulated lender, publicly advertising by clear implication that a bank can't perform.You can also turn the matter over to, the state RE commission, the Board of Realtors, FDIC and the Treasury IG, I assure you they will not take kindly to such public implictions.

Since HUD has a 10 day waiting period before any offers are reviewed, this regulation in silly.

Terry, I have no idea what your training is, as a past regulator I can assure you there is absolutely no lending of funds between cells.

A lot of this stuff will be standard per region, some fees are regulated by the state.

You can look to the Treasury Department or FDIC as a regulator with your degree, you'll attend the school for bank examiners in DC and gain the compliance and legal background that directly relates to RE, especially in valuation of collateral.I was unaware of the benefits of having been an examiner until I left FDIC.

I just read a thread where an "investor" suggested that someone way the risk and if the down side could be covered, afford to suffer, to take the less ethical route.Another thread was suggesting that investors just ignore laws and regulations and just go make money, that the chances of getting caught was slim.I'm not really the Mr.