I got married last year, and with plans to start a family in a couple of years I realized my job doesn't provide the income necessary to provide my family as well as I'd like. 

@ Kenneth BellGreat stuff Kenneth, I'm realizing that the first one is gonna to be the toughest.

I realize I'm just starting to scratch the service.

Do you recomm end that I remodel the shower (at the very least) or just give discounts to vacationers and communicate as to why, so I can at least realize profit right away?

I didn't realize there is limit on how much I could make as well.  

First you should realize the national average discount for a short-sale is 18%+/- of the appraised value.  

I listened to the offer, but realized that it can only go up in value. 

This frustrates other buyers who then realize they get more bang for their buck a few towns away, still with great schools (and without the attitude).

Not sure if it is state or federal, but if a turn down decision is made based on info in the credit report, landlords are required to declare that (but not what the specific reason is, there is a standard form that can be used) and give them the info to contact the credit bureaus themselves.We have no evictions as a stated criteria, but applicants don't always realize that there past poor behavior went far enough in the court system to be on the credit report.

Now, I realize that if auctions were easy I would see my buying competition at them all of the time.