There are several tax principles involved here.

Dont you want to finish to pay quicker and save on APR.If you have some motivation to pay it off quicker, you can just increase the principle amount you pay, or you can make a lump sum principle payment.

@Jay HinrichsHi Jay, I am studying from a book called "mastering real estate principles by gerald cortesi" They give an example in the book for purchase money mortgages. 

As your property increases in equity, the REO will tend to decrease (unless your net income keeps pace with the appreciation of your property and the principle reduction of any loans). 

.- Knowledge of business and management principles involved in strategic planning, resource allocation, human resources modeling, leadership technique, production methods, and coordination of people and resources.- Proficient in Windows-based software.

When you look at our earning based on downpayments we make 24% not including principle pay down or 42% with principle pay down gross!

Good looking home, little to no repairs, etc. in regards to the mortgage, the $875-$900 was the mortgage payment that included principle, interest and taxes.

The DA manager will never be able to help you much besides waiving an overdraft charge, the loan depart is where your business relationship needs to shine.1 operating account, 1 escrow account holding funds due others, the escrow is best practice regardless if state law requires it or not.Understanding generally accepted accounting principles is a necessary aspect of being any business, if you don't understand it, can't or won't have time to learn, get with an accountant.

Total loan cost principle and int for the life of the loan is $906k.In option 2 the owner would make approximately $153K over the life of the loan but need to pay in $114K now.

Buy as many cash-flow properties with leverage as he can and pay them off as quickly as possible by applying all of the cash flow to the principle.