However, if you have one or more $30k credit lines maxed out, this will be concerning to a bank and they may either deny you or shrink your credit line.The upshot is that promo rates are great for short term financing, but a long term strategy to roll from one account to the other will eventually catch up with you because the banks will get nervous and close the safe.  

I take them for their word, but when I catch or find out that it wasn't the case, I have a heart to heart with them.  

The catch is these deals do not fit with in FHA guidelines.

The quote should cover exclusion (sealing the access points so no new critters can enter) and trapping (to catch any rodents trapped inside).

And this is why we have due diligence periods, so good on you for catching it in time @JW Terry.Don't do $1200*30 as your math, RE insiders mostly consider 'multiply by 30 years' to be a drama llama tactic because the average length of ownership is about 7 years, and the average life of a mortgage is about 5 years. 

Since HELOCs have adjustable rates they will often catch people off guard when they adjust.

can camera's be installed to catch this neighbors harassment and reported to police?

Got a great price but it came with a catch, we had to lease it back to the current occupant at a discount.

Great price but it came with a catch, we had to lease it back to the current occupant at a discount.

Heck, you can even be unemployed to get a commercial loan, but here's the catch.