I’ve been wondering about comps to use for the needing repair property and the remodeled one.I have made offer for two properties now and the cost for the recently sold properties in the neighborhood was too low as there maybe repairs needed but the leads I had was a remodeled one.How do we go about this?

The best thing to do in this case is to have your agent call their agent and see if they are open to a low offer. 

The only major fly in the ointment so to speak with your plan in paying off your properties is that you are earning a pathetically low return on your cash.

@Lance Johnson I don't have any business in Akron but even quick search of MLS shows that there is couple duplexes listed in 44303: one for sale for $39,900 and 2bed/1bath is rented for $300 and $200.First of all, even with 4 rentals on your property - it's very low income, so it will be tough management.Another duplex updated for $69,900 doesn't even state the rent.

And having a low profile business is fine with me.

I have a ton of Home Depot and Lowe's receipts that I have no idea if the materials are paint or cabinets etc.

Depending on how much tile/flooring you need, I would check out Lowes and HD for their discontinued stock or whatever they have on sale.

We were able to buy low and we sold it high! 

Can anyone recommend low cost low rate options for credit cards ?

They're motivated and have received one low-ball owner-financed offer that they are considering.5 units are 2 br/1 ba and 1 unit is an efficiency.