Was the loan a balloon?

Loan Buy Down4.

How much is the ability to assume a loan at 2.25% worth? 

@YaSin AquilThere are some agency lenders who will do loans with FICOs as low as 550. 

The first step is to get pre-approved for a loan to determine your max budget. 

I ALWAYS have a loan on my primary because they are the easiest loans to get and have the least amount of expense involved.

Just got denied lending from a supposed HM lender due to the source of the down payment coming from a personal loan.

There is no way to know what the lending landscape and his options will be in five years from now - that type of loan could still be available or there could be some differences - including nuance with the specific property, location, etc

If you qualify for a solo 401k (self employed with no w2 employees other than a spouse) you can take what's called a participant loan. 

@Gilberto Ramirez III a fix and flip loan (12 month interest only loan) to purchase and rehab the property.