Tenants are a specific kind of user.

First thing to understand, St Cloud area has a significant % point of rental units too ownership far above state average, with that knowledge at hand know regulations were far more relaxed for some time, and than a few persons came into the market and took advantage of that freedom and in short created a situation that forced the city into action, it's just that simple.

Also, it shouldn't stop you much from acquiring a property as there are plenty on the market.What specific Neighborhoods are you focusing on?

Hey Robin, I can't give you specific advice because everyone's situation, risk tolerance, etc. is so different.

More specifically, I'm not sure about: 1.  

Hi All, Does anyone in California have a shortened purchase contract with all of the proper disclosures used specifically for the purposes of wholesaling or do most wholesaler’s here use the full psa?

Again, it's crucial to consult with a financial advisor or tax professional to understand the specific rules and implications of withdrawing funds from a Roth IRA, especially within the context of a SDIRA and any conversions involved.In summary, while the strategy of using a SDIRA to lend funds for real estate investments can offer potential tax advantages, it's essential to fully understand the tax implications, including the taxation of earnings and any restrictions on withdrawing funds, before proceeding.

However, I have an entrepreneurial spirit and have a business idea surrounding how the current industry leverages security deposits.

If you have a larger site and are doing development, the advice by @Ronald Rohde is great, to get creative with the utilization of this part of the land that is within the floodplain.I'm happy to answer more specific questions on this site if you wish to reach out. 

Their expertise can help you make informed decisions.Insurance: Obtain appropriate insurance coverage for your properties to protect against risks such as property damage, liability, and loss of rental income.Legal Protection: Understand local laws and regulations governing real estate investments.