I suggest giving The Ultimate Guide to Grading Cleveland Neighborhoods a read.

what class neighborhood, that matters alot, if c- or D I wouldn't take it. 100% loan for 3 year locked I dont know about that.

Search for recently sold homes and use the map feature to find the ones in the same neighborhood or close to your subject property.

Instead, focus on the most optimal use of your money that fits within your comfort level.

Buy the agents that run the neighborhoods you're looking to purchase in a coffee and tell them what you're looking to buy and how you like your numbers to work.

Say the go for a refi, and get 70-75% of the ARV, now you're getting $140-150,000 back out, which you'll use to pay off the original Hard Money Loan.I'm making this scenario look pretty, tight, and nice for the sake of ease, but that's the gist.There are points, fees, interest payments, etc along the way.But regardless of where you live, whether you own a home, or even have a job, if you can come to the table with a good deal, that fits the lenders numbers/expectations, and you have the financial capacity to do the loan, the loan you will do...

Killeen has seen a LOT of growth, and the newer housing and neighborhoods are just fine, in my opinion.Combine that with the fact that the rental market is strong and you can still actually cash flow unlike just about anywhere else in the Texas Triangle, and it's definitely worthy of your consideration in my opinion.

For example, here in Miami they typically look for 3/2's and neighborhoods that are located in zones with better schools.    

Hey everyone,I'm looking to invest in a SFH in the Barclay neighborhood in Baltimore and am curious what you guys think. 

So you can change that 10 days as you see fit.