How many days does your mortgage show late on your credit report? 

In 2021,I was doing a backdoor IRA for the first time and incorrectly did a re-characterization for $6000 instead of conversion,I realized the mistake and corrected if after few days, in the mean time the value has go...

Also, I'd be curious to hear from any flippers in the Atlanta area what you would pay for the home 'as is' and I would also be willing to provide my contractor's rehab estimate and inspection report.

She has very limited credit history so it doesn't report as good.

Currently rented at 1300 per mo.View report*This link comes directly from our calculators, based on information input by the member who posted.

However, there are some great commercial/business purpose 30 year fixed options out there right which have NO personal income requirements, (focus on cash flow instead/DSCR), allow LLC vesting, and don't report to your personal credit. 

Please view the attached report. 

Whatever you do, just be aware that large cash transactions will need to be reported on taxes. 

View report*This link comes directly from our calculators, based on information input by the member who posted.

Source of down payment funds, if applicable: own funds, secured borrowed funds (HELOC).Income Source: Salaried FTE W2 until 7/1/21, 1099 independent contractor (healthcare consulting for 2 years)Gross monthly income (optional): $6KMonthly debt obligations appearing on credit report, plus (if applicable) personal rent and alimony/child support/etc: $1,400FICO: 696Credit issues: One late payment on a card recently, currently owe $4,700 in cards.