There is no promise rates will fall at any time ahead, that's a gamble and the three points then wasted money.

The unit has been a complete success for us and we really enjoy providing a fantastic island experience.

Set for Life by Scott Trench is great, I really enjoyed the audiobook. 

I understand some people genuinely enjoy fixing properties and not everybody regrets it.  

Were I a gambling man, and could find somebody to take me up, I'd bet on another extension.I doubt I could find anybody to bet the other way though, so it's probably just as well I'm not a gambling man.

Don't get me wrong; there are plenty of issues/problems/quirks that old houses have that new houses don't, and an old house can obviously have hidden problems and big repair/maintenance bills too...but, the point is: a brand new house is not a foolproof solution to repairs/maintenance (and in some cases, a brand new house can be a much bigger gamble than an older house).This is a particularly important lesson for inexperienced investors, who tend to be the most prone to "shiny object syndrome" (the tendency to let nice aesthetics distract from real, underlying issues).

I invested since 1997.also it's just not about time, it's also about money and connections and knowledge. if it is only about time, a homeless men can do it.When people said conflicting information, they are saying the reality, it's not negativity, it requires tons of effort, more like entrepreneurship.I also enjoy my high paying job and it also supports my other investments.

Once all of that came crashing down i pivoted to next shinny object multifamily joined a multifamily mentorship and quickly figured out that I hate underwriting but i enjoyed talking to people so that where i decided to specialize in raising money and finding off market opportunities. 

I have a few August locks and enjoy them.

I'm not exactly a beginner; I have 30 units in Kansas City, but I'd really like to diversify my investing and I really enjoy the city of Chicago.