If that happens, and you can act within that window to lock in a low fixed rate on a discounted property, it may be one heck of an opportunity (I'm thinking that's a few months out depending whether we have a second wave of COVID, and it might very well be location-specific, proportionate to the degree of economic carnage caused by COVID).

@Marek JavorekCorrect me if im wrong tax experts, but a slight way around this would be to contribute max amount to an IRA and then take a loan (no interest or penalties) from said IRA.

Defer to experts on anything involving electrical, hvac and plumbing that isn't blatantly obvious. 

IMO don't try and do an experts job,as it will just cost you money and time down the line. 

The area is being used as a second living room Need all of your expert ideas on how I can add value to this home. 

It is very nice to hear an expert on the matter. 

I'm not an expert on wholesaling - by any means - but it is my understanding that there are possible legal ramifications if you market a property that you don't own or have an equitable interest in.

The true economic (possibly physical) vacancy rateTo hedge this, I'm stress testing deal analysis with 10-15% (at least) off the ARV and rents and doubling vacancy. 

I have done this for 15 years unlike most that just jumped onto the expert wagon when it comes to selling STRs on the island. 

I am not an expert and I wanted to ask what do I really require to build a site?