Based on my experience trying to generate discussion about reserves on this website, you will get a lot of crickets.

Looking to obtain a business line of credit. 

Please PM me if you would like to discuss further.

This formula is used most frequently in a commercial property (5+ units) because often times the loan is a non-recourse loan ($1mm+) so the lender has to rely on the property to support itself since the lender can't look at the borrower as a qualifyer.However, if you are talking about SFR or a 1-4 unit property, you can obtain a conventional loan. 

The homes are cheaper, it's appreciating fast, and they have great short-term rental laws.If you want to discuss more, please feel free to message me.

if the DSR is to low you could potentially struggle to obtain finance. 

A 1031 “backup” as others have discussed above, is a great idea to get you something breathing room. 

Sources of cash include:1) Personal funds2) HELOCs / HELs (not personally a fan of borrowing, but some folks are)3) Hard money lenders4) Relatives / friends / partners with cash on hand or easily obtained (retirement accounts, CDs, savings, etc)The reason a wholesaler wants cash, as others have noted, is most wholesalers lock up a property and promise to close within 30 days. 

Carly Bailey I would be interested in discussing Akron.

You can also obtain electric and gas info easily.