best place to obtain a business line of credit for REI

[Charlie DiLisio]

Looking to obtain a business line of credit. I have checked with Chase bank who I deal with mostly and they frown on REI for lines of credit. I'm looking into NFCU and putting together a business plan for SBA. Difficult to obtain because they want collateral, which puts me personally at risk. I understand that nCino is the new kid in town for banking and looks great for streamlining the process but looking for more options. I use business credit cards and a heloc as well as cash and 401 funds but can always use more sources. Any thoughts? Thanks for anticipated responses.