Find a local lender and sit down and have a conversation with that person prior to them pulling your credit, ask your friends/family for recommendations as well.  

Million ways to find deals Michael Plante but letters have the lowest hanging fruit and lowest conversion rate

You need to have conversations with the owner?  

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@Elizabeth Wilson  then their conversion rate will be small... just glorfied landlords basically taking advantage of non English speaking minorities.. or the less educated.. pretty old game really.

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I'm with @James C. knock on the door and have a conversation.

The person that owns it converted it themselves and is rightfully asking a much higher price than what they purchased it for pre-conversion.