I’ll be sure to keep in contact when those tough questions arise.

Seems like this is not a common practice, but I am not sure why. 

I continually forget about this because it's not too common but I'm glad I posted the actual verbiage above - WHEN LOANS ARE SECURED BY THE BORROWER'S FINANCIAL ASSETS (meaning a 401k or brokerage account), MONTHLY PAYMENTS FOR THE LOAN DO NOT HAVE TO BE CONSIDERED.....meaning, we don't hold that payment against you.  

This is a common issue and it's because you're not filtering anyone out.

New lighting and faucets added throughout, all wood floors were stained in gun stock, and all interior walls were repainted with a darker gray in bedrooms and a lighter gray in common areas with a bright white trim.

A common recommendation is to research and background check the sponsors.

There is one common wall and that is shared 50/50.  

I have an apartment complex that seems to always have ants and spiders, so we spray the common areas every quarter to keep them under control and tenants are responsible for whatever's inside their units.

Disputing property tax assessments is very common.

The fees also cover the deck, pool, and common grounds.