if its one of the big boys   Fatco  Fidelity family of companies,  etc etc.. then your generally fine on title insurance just read the title commitment and if you dont understand what your reading ask the Title examiner who works for the title/escrow company to explain items you dont understand.. then if you really need to you can engage an attorney.. those who close in Attorney states totally rely on the Attorney to examine the title for them and write the policy as an agent for the title insurance underwriter.

Hey Nate, welcome to the BP community and congrats to you for making the commitment to getting into real estate investing.

Commitment. 

You are not going to get anywhere on this other than to get the guy arrested (maybe) for identity fraud, if identity fraud has in fact been committed.

Congratulations on committing to making your first investment!

As you probably know most wannabe “investors” are huge time wasters that never commit.

Liens or judgements could attached to the property, but not you if you closed without getting a title commitment and title insurance.

But the HELOC feels less tied down and less committed which is nice. 

Owner occupant terms are the best you'll find, so if you're open to the commitment of doing a live in flip and not buying your "forever home" right away, you can really reap the benefits!

Landlords would receive a tax credit dependent on committing to NOT EVICT tenants."