Whenever I have out of state friends or friends of friends from out of state planning a visit here, I am always either asked about the safety/location of a hotel they have already chosen or are thinking of choosing. 

My sentiments come from having 11 different roommates in college (from undergrad to law school students) and dealing w/ the lack of respect for the living area/other roommates was enough for me to be opposed to having roommates again.Having said that, I think the type of people chosen would be very important and I think I could be a lot more particular about what I'm looking for in a roommate if I decided to go down that route.

I try not to gamble with my investment money or my clients investments and can usually identify a good deal in a very short period of time.

Be open, honest, and transparent about all of those ... explain to them in easy to understand terms what your investment philosophy is, why you invest the way you do, how it has worked (and not worked) for you in the past, and why you have chosen to structure things the way you do.

It's a 50 cent gamble so it's worth trying.

At least the last half decade has proven this to play out.. compared to cash flow were hey we are going to do this and gambling that rents go up and that cap rates stay low and credit will be where it is today and then in 5 to 7 years if everything aligns we exit.the pros on those of course is tax treatment and income as you hold and pretty much every syndicator out there will take a 100k investment. 

You lower your own equity investment and thus you:- Increase your IRR- Lower your own personal risk if the project goes southIt's easy to make money when you're gambling with other people's money.

. $10,000 min draw.Mutual of Omahaequity line- 5.75% first 6 months 2.99 FICO score better than 700appraisal cost of $400 if you don’t bank there. equity loan- 10 years 5 1/4 fixed Northrop Grunham Federal credit union (directly from website)Variable APR*4.50%Depending on the option chosen, each time an advance is taken the payment towards principal and interest (NGFCU does not offer an interest-only repayment option.) may be either amortized over 180 months or to the maturity of the HELOC.Fixed APR*5.50% May elect the Fixed Rate on up to 60% of the approved HELOC limit.

That option has always seemed kind of scary to me, and too much of a gamble.

Charles, I also gamble when investing in stocks.