@Jerryll Noorden Facebook isn't powerful only because of the amount of people who migrate to it and spend countless hours using the platform but also its ability to target and narrow down into YOUR ideal audience.  

I think his ability to teach principles in story form is probably one of the best in the field of finance.  

I know here at the brokerage I work at we have the ability to always go up to 500k on a policy and sometimes up to a million, all before the umbrella1) You would need to get a named non-owner policy. 

Send the tenant a bill for a new fridge. 

Laws change, HOA regulations that can hinder your ability to run this business.   

The ability to move assets around while one parent or spouse is unconscious and to pay for long term care and to qualify for Medicaid is necessary.

Proximity to other investments and market knowledge, under-market rents, as well as ability to potentially add more units at a competitive price based on the property's zoning.

The insurance policy does not limit your liability, it only offers the ability for the Plaintiff to recover funds.

Possible amendments: tenant alone accepts all liability for any harm caused by pet; no vicious breeds allowed; tenant must get rid of pet at first indication of dangerous behavior (this one may have a downside--it makes it seem as though the landlord has ability to remove the pet, which is an inference to avoid since it increases the possibility of landlord liability generally).

Single family houses are great due to their long term ability to maintain value, and if you buy right- provide income.