I currently bank with a credit union, is that a good option to apply for a mortgage loan or should I branch out?

We only want to use banks that use that rental income IMMEDIATELY.  

I have provided a lot of this financing for 401k folks over the years.. but its a niche for sure.. and they are not bank rates for sure as well.

(I've tried two property managers, but have fired both because of poor performance...I have one for my out of town property & he is amazing)Option 2) Use commercial bank financing through my local bank to continue making acquisitions of SFRs to grow the portfolio.  

Local regional banks and credit unions are the best place to look for HELOCs, not mortgage companies or brokers. 

Ok guys I need some insight before I go insane ..On my personal  residence I recently did a construction loan for a large addition and had a lot of work done .the contractor has been paid through the bank on five different draws according to what he’s done he’s a small outfit so we’ve been very lenient and the inspector from the bank seem to be as well because he ( contractor) would not always complete the work in the draw outline .

I've come across a couple of banks selling foreclosed properties through quitclaim deeds and am looking for advice on how I should proceed as this would be my first time dealing with this kind of purchase arrangement.

Beforehand, I will also get a day job to get FHA or bank loans.

Some banks will let you do a HELOC up to 89.9%

Too often, the ones that "hook the client" nowadays get bad Yelp reviews:)  You can call Tom at Capital Bank in Annapolis.