@Courtney Hebert @Christopher Dunson here's a BP article on the topic for a little more info.https://www.biggerpockets.com/renewsblog/2015/11/27/ultimate-guide-fnma-homestyle-renovation-mortgage/

I was then offered a discount in case I wanted to offer the tenant a cash-for-keys type of agreement, but ultimately I passed on it because I would've been cumbersome.

The renters ultimately pay the property tax.

Read The Ultimate Beginners Guide to Real Estate Investing by Brandon Turner and begin reading some books as suggested in this list of must readshttps://www.biggerpockets.com/renewsblog/2013/04/14/best-real-estate-books/?

Lunch with other investors,Find and connect with other BP members that are in your area: http://www.biggerpockets.com/meetThe Ultimate Beginner's Guide to Real Estate: https://www.biggerpockets.com/files/user/brandonat...Dashboard: https://www.biggerpockets.com/dashboardBP Course: https://www.biggerpockets.com/coursesRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: http://www.biggerpockets.com/renewsblog/category/podcast/Weekly Webinars: https://www.biggerpockets.com/webinar https://www.biggerpockets.com/bookshttp://realestateinyourtwenties.com/blog/seven-must-read-books-for-real-estate-investors/http://realestateinyourtwenties.com/blog/seven-more-must-read-books-for-real-estate-investors/

Ultimately, it has to be in your name because it's assigned to the property and if a tenant doesn't pay, you are still responsible- the same is not true for electric and gas.

Why pay ~12% for hard money for a year or three years, go through the hassle of refinancing to conventional, and ultimately end up with a higher long-term rate after interest rates have risen?

Even when it's not directly price, it's almost always a form/function problem (which still ultimately means it's not worth what you're asking in it's present floor plan, design, use, etc. so it still ultimately boils down to price).

Ultimately, you might have to move and then offer on the property once the bank offers it for sale.

It came back on the market and my client offered a little more cash, but we she ultimately pulled the offer because of the level of work.