You need to reach out to a non traditional lender.

I don't know if the tenant will be able to get a traditional loan as it may not pass the inspection requirements.

I don’t want to tie up all my capital there and I understand it’s difficult to get a traditional mortgage from a local bank there.

The property is in distressed condition and wouldn't qualify for more traditional financing.If they care about #1, they will say, "Cash only."

The house does have a pole barn in the back that the previous tenants used as a garage, but yes, it doesn't have a traditional garage. 

Most traditional lenders have a clause in their contract that would allow them to call the full balance of the loan due if the title is transferred out of your name.

looking for creative ideas/recommendations on how to finance a lot purchase/duplex build in a high cost of living area (mountain ski town)... plan is to turn and sell 1/2 the duplex for a good profit which will payoff approx 70% of the total cost of the land + build. then re-fi the remaining into a traditional mortgage and use the remaining 1/2 duplex as an investment property which we will do as a STR partially and use as a vacation home.we'd prefer to not collateralize/heloc our main home and rental property (currently only have 1).

Cons:Usually they don't like to lend under a one million for us they require 25% down and 1.1 coverage (ratio of the property income to loan).Run of the mill deal in our neck of the woods right now: 20 or 25 year amortization, 5ish% interest( based on the term) and term is 3-7 years, 1% originationThey require personal granteePros:For us, they are a lot more flexible then traditional financing and will finance a rehab (75% of AVR or 75% of the project whichever is less)It's a business credit not personal.

These software will also set you back at least $200 per month.Gantt SchedulingTeamGantt/Gantter/MS Project - Gantt Scheduling Softwares for creating Gantt Charts & Timelines, & managing tasks.Customizable Business/Task ManagementPodio - Customizable system that allows you to build workflows, track tasks, etc.Smartsheet/AirTable - Provide spreadsheet style platforms with additional functionalities for uploading documents/images, assigning tasks, calendar, images, etc...Microsoft Excel/Google Sheets

I heard realtymogul and fundrise are two great platforms for this.