(Someone feel free to correct any of this if they have a vested grasp)The three factors I found you can influence would be raising rents, lowering expenses and presenting appraiser with comps that support what your looking to get in the refi.

That put the ARV high enough  ($120K) to still support a $50K offer. 

I'm trying to establish a local support team and network with other investors.  

I would think i'll be able to qualify for a cash out refinance , but I think going forward if what she said holds true, If i get to 3+ properties my job income alone will not support a loan via the 40% rule...What i'm hoping is that some lenders will give weight to the lease agreements..

They didn't provide any information they used such as number of bedrooms or bathrooms, nor did they provide any supporting documents along with their letter.

I support her, but am just not sure how much I want to be involved yet or put my savings at risk.  

We only have one kid to support and she is in her 3rd year at The University of Arkansas.Since she is about 6 hours away we usually only see her on school break times and vacation time around major holidays.  

I am in a different after listening to these podcasts (much gratitude for Brandon and Josh), and I am amazed at how supportive everyone here is with each other.Here is my situation:Newbie investor here, living in Wisconsin and am trying to fund a deal in Detroit.

@Jay Raught, I like the Note investing strategy much better than the other REI strategies, but right now being a newbie, I've gotta go where I have the most local support and that is in the other REI strategies. 

An emotional support animal does not require training.