to be direct: your first property, and possibly first several properties, are likely going to cost you money. 

Have clear goals like what cap rate you want, how much money you hope to make, and where in Denver you prefer to buy.

I can also recommend a fellow investor/lender and a hard money lender too depending on your exit strategy.

Not even money orders because they can be reversed just like a VISA/ Mastercard payment. 

That way if Cozy attempts to remove money in the future the account they have access to will be at zero as you transferred the money. 

I bought my first investment property in Cleveland just about a year ago... more specifically, in Clark-Fulton, which recently had and is still having money pouring in.

Title company is asking for an Uninsured Title affadavit to refi out of a hard money loan.  

If you have more time than money, this is the free way to do it.If you value your time, then use one of the paid sites, like flsonline, foreclosures daily, or a host of other data providers. 

The lure of easy money and scaling too quickly is the most likely path to being a forced seller.

How much money are you tying up into each deal?